Debt Collection ​Service Strategy for Your Bad Debt Recovery:

​Proposed Plan for Collecting Your Accounts Receivable (A/R) Bad Debt and/or Bad Check Accounts

• Accounts are input in our system once received whether you send them electronically or by hard copy. Click here for our client data entry form.

• ACB sends all necessary letters required by law.

• A/R accounts also may receive a series of additional letters customized for specific circumstances and calls to debtors to resolve accounts as soon as possible.

• We have quick access to hundreds of public and private databases to allow us to quickly locate demographic information when debtors relocate.

• We do all of the work and pay all of the costs. 

---

Typical Rates

• Please contact us to discuss your accounts and specific collection service needs. Our advice is free to help you make the best decisions for your company's collection needs.
• Bad Checks: ACB pays you the full face value of all original checks placed once we collect.  You don't pay a dime up front even if the account goes legal. 

• A/R Accounts: Once the account is paying, you receive your negotiated percentage of the principal balance collected. 
• We work strictly on commission and pay all associated collection costs incurred on collecting your accounts including court costs and attorney fees.

​Proposed Plan for Debt Recovery on Your Legal Accounts
​

• When a lawsuit is found to be the best course of action to recover your money, we handle everything for you.

​

• ​We continue to work with debtors even after the account goes legal to receive payments or, if necessary, garnish and/or lien assets until the account is paid in full.

​

• We regularly skip trace the account for assets through a vast array of both public data bases and those that aren't available to the general public.

 

• You don't pay a dime up front even if the account goes legal.  We do all of the work.  ​​​

---

Client Communication & Reports

• Immediate response on specific account questions when you call during office hours.
• ​On-line Client Portal to check account status or enter an account 24/7 .
• Detailed Payment Statement Report delivered with your check from us on any paying accounts.
• Confirmation of Receipt each time you submit an account for collection.
•  ​All other reports generated to meet your specific needs.